4th Qtr. Newsletter, October 2008

E-Statement Update:
Your December e-statements are now available. In order to receive e-statements, members must be signed up for home banking (click here) and have submitted a signed e-statement application to the credit union. If you would like more information about e-statements or about any of the other services we offer on-line, Please give the credit union a call at 253-841-2668.




Loan Rates
As of: 01/22/2008
TYPE OF LOAN TERM* Annual Percentage Rate (APR)** ADDITIONAL INFORMATION
NEW AUTOS/MOTORCYCLES Up to 60 Months as low as 5.99% VEHICLE YEARS: 2005 - 2008 100% BLUE BOOK + TAX AND LIC.
USED AUTOS/MOTORCYCLES Up to 60 Months as low as 6.50% VEHICLE YEARS: 2002 - 2004 100% BLUE BOOK + TAX AND LIC.
USED AUTOS/MOTORCYCLES Up to 60 Months as low as 7.50% VEHICLE YEARS: 2001 AND OLDER 70% BLUE BOOK + TAX AND LIC.
*Additional Terms:
72 months - $15,000.00 minimum loan amount
84 months - $30,000.00 minimum loan amount - Add .50% to APR
(Effective July 17th, 2007)
NEW BOATS, MOTOR HOMES, TRAVEL TRAILERS Up to 60 Months as low as 6.99% YEARS: 2003 - 2008 100% VALUE + TAX AND LIC.
USED BOATS, MOTOR HOMES, TRAVEL TRAILERS Up to 60 Months as low as 6.99% YEARS: 2002 AND OLDER 70% BLUE BOOK + TAX AND LIC.
*Additional Terms:
96 months - $5,000.00 minimum loan amount
144 months - $10,000.00 minimum loan amount
NEW MOBILE HOMES Up to 180 Months as low as 8.50% YEARS: 2003 - 2008 100% VALUE + TAX AND LIC.
USED MOBILE HOMES Up to 180 Months as low as 9.25% YEARS: 2002 AND OLDER 70% VALUE + TAX AND LIC.
SHARE SECURED Up to 72 Months 5.50% UP TO SHARE BALANCE
SIGNATURE LOAN Up to 36 Months 15.00% $2,500.00 MAXIMUM
LINE OF CREDIT Up to 36 Months 15.00% $3,500.00 MAXIMUM
* RATES EFFECTIVE 01/22/2008 . PCEFCU MAY OFFER OTHER RATES OR AMEND THE RATES DISCLOSED FROM TIME TO TIME. CONTACT THE CREDIT UNION FOR MORE INFORMATION. "

**APR=Annual Percentage Yield.