Share and Certificate Rates
Shares:
Dividend Rate Declared for the 2nd Quarter Ending December 31, 2008.
$25.00 Required Opening Deposit.
| |
APR* |
APY** |
| $25.00 & up |
1.00% |
1.01% |
*APR=Annual Percentage Yield.
**APY=Annual Percentage Yield.
Dividends are calculated on the average daily balance and paid quarterly.
Share Certificates: (Rates effective December 31, 2008)
$500.00 minimum deposit/$100,000.00 maximum deposit.
| |
APR* |
APY** |
| 6 month |
2.46% |
2.49% |
12 month
Current Funds |
2.62% |
2.65% |
12 month
New funds |
2.76% |
2.80% |
| |
|
|
Kids Kickoff Special (21 & under) (Rates effective December 31, 2008)
$100.00 minimum deposit/$1000.00 maximum deposit |
|
|
| 6 months |
4.00% |
4.03% |
*APR=Annual Percentage Rate.
**APY=Annual Percentage Yield.
6 month Certificates – Dividends will be compounded and posted at maturity.
12 month Certificates – Dividends will be compounded and posted quarterly.
A penalty may be imposed for early withdrawal.
Unless otherwise noted, all Certificates will automatically renew at maturity for the same term at the interest rate in effect on the maturity date.
